應科院發表《中小微企業替代信貸評估》白皮書 香港應用科技研究院（應科院）應香港金融管理局（金管局）委託，於今日發表《中小微企業替代信貸評估》白皮書，闡釋如何運用金融科技收集和利用替代數據，以評估借款人的信貸質素，從而擴大銀行中小微企融資服務的規模和提升企業獲得融資的機會。...

When making monthly payments for basic amenities such as gas, electricity and water, the following are the most common methods available....

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